Insurance “To Do” List
General or Personal Items
- Review my insurance to make sure I have the right coverage
- Take the time to read my insurance policies
- Does my independent agent have all my correct information, including new phone number, address, and newly purchased property?
- Make sure I have identity theft insurance
- Do I have enough life insurance?
- Do I need life insurance for my spouse?
- Check my credit score
- Consider increasing my auto deductibles on my older vehicles
- Get a quote for earthquake insurance
- Combine my auto and home insurance to save money
- Complete a home inventory to ensure my property values are correct
- Consider purchasing or increasing my umbrella coverage
- Consider an alarm system
- Clean my gutters
- Have I replaced all the batteries in my smoke detectors?
- Bought a new car or sold a car
- Changed your marital status
- Bought a boat, RV or ATV
- Change of address
- Welcomed a new baby into the family
- Major inheritance
- Have a new teen driver in the family
- New purchase of guns, jewelry or art
- Child headed off to college
- Child over the age of 26
- Purchased second home
- Plan foreign travel