Personal Insurance Update
Winter weather can be unpredictable. That is why it is important to have the right homeowner’s insurance. Ice, snow, and wind can have devastating consequences on your home. Fortunately, there are precautions you can take to avoid winter related damage
Tips to Keep Your Home Safe
- Keep snow and ice off roofs and gutters.
- Remove snow from walkways.
- Electricity lines are vulnerable during storms. Fallen branches can easily snap the power lines, and lightning strikes can blow up transformers, causing major power outages. For more extreme weather patterns, consider purchasing a home generator to keep your power on in the event of long-term electricity outages.
- Trim trees around your home and any that are close to your neighbor.
- Know where your main water shut off valve is located.
- Place covers over outside water faucets.
- Check attic for water intrusion.
- If you live in an area that frequently is hit with high winds or is prone to hurricanes, storm shutters can prevent your windows from shattering and protect you from harsh debris.
- You may need to turn on inside water faucets to prevent freezing.
- Make sure your heating system is working properly.
- If you are not using your fireplace, close the flue.
- If you will be going away, set your home to a temperature no lower than 60 degrees.
Source FEMA, III & National Safety Council
Standard homeowner’s policies will cover most of the kinds of damage that result from a freeze. If your home suffers water damage, it is important to make sure that it is properly dried and repaired to prevent any potential problem with mold. Call us today for more information.